Refund Policy

Because our products are digital and delivered instantly, we do not offer refunds once a purchase is completed.

However, if you encounter a technical issue — such as not receiving your download link — please visit our Download Recovery Page or use our Contact page. We are happy to ensure you receive what you purchased.

By purchasing, you agree to this no-refund policy.

If you experience a delivery issue, first try the Download Recovery page, or reach us via the Contact page.

Contact & Mailing Address

Smart Mortgage Canada
Suite 184 – 110 Cumberland Street
Toronto, ON M5R 3V5
Canada